Alabama IRS Tax Settlement
If the IRS is threatening to garnish your paycheck, freeze your bank account, or place a lien on your property, you have a real problem. The pressure adds up fast. You’re getting letters, calls, and warnings, and it feels like there’s no way out.
The good news, however, is that you’re not alone. At Defense Tax Partners, our IRS tax settlement attorneys have helped thousands of Alabama residents settle with the IRS, reducing what they owe, avoiding aggressive collections, and protecting their income from government seizure.
If you’re tired of watching penalties pile up or worried the IRS will take your paycheck, we’re here to take that pressure off your shoulders. Our job is to negotiate a tax settlement that you can actually afford, and that helps you move forward with confidence.
Call Defense Tax Partners at (205) 883-8790 for your Free Consultation with an Alabama IRS Tax Settlement lawyer!
How We Use IRS Tax Settlement Programs to Help You
There are multiple ways to settle tax debt legally, without losing your home, income, or business. The key is choosing the right tax settlement program based on your financial situation and getting the paperwork done correctly.
Our Alabama tax settlement attorneys help people just like you every day. Whether you’re living paycheck to paycheck or facing wage garnishment, we can help you qualify for one of several IRS tax settlement programs that reduce or eliminate what you owe.
Here are some of the most effective options:
“Currently Not Collectible” Status
If you can’t afford any type of payment because your income only covers basic living expenses, the IRS may label your account as “Currently Not Collectible.” That status stops collection activity and gives you time to get back on your feet.
We’ve helped clients in Alabama facing unemployment, medical bills, or other hardship get relief under this program. While interest continues to accrue, the IRS suspends enforcement actions, such as garnishments or levies. This can be a lifeline for people who need time without added pressure.
Installment Agreement (With Partial Payment Plan)
Sometimes the best solution is to pay over time. An installment agreement lets you spread payments over several years, often with a partial payment option if you can’t afford the full balance.
Many of our clients in Birmingham, Huntsville, and Montgomery use this method to stay in compliance without destroying their monthly budget. We work directly with the IRS to negotiate the lowest possible monthly payment and prevent interest or penalties from ballooning the debt.
Offer in Compromise (OIC) 
An Offer in Compromise is the IRS’s version of a negotiated settlement. If you qualify, you can settle your full tax debt for a fraction of what you owe.
Let’s say you owe $25,000 but have no assets and a modest income. We may be able to prove that you can’t reasonably pay the full amount and submit an offer to settle for much less.
We’ve had IRS tax settlement attorneys in our office reduce debts by over 80% for qualifying clients. But it’s not a DIY process. If your forms are wrong or incomplete, they’ll reject your offer outright. That’s where we come in.
Bankruptcy for Tax Debt Relief
In rare cases, filing for bankruptcy can eliminate or reduce tax debt. It depends on the type of tax, the age of the debt, and whether you filed the returns on time.
Our tax settlement lawyers will review your situation to see if Chapter 7 or Chapter 13 might provide more relief than a settlement alone. We only recommend this when all other options are off the table, but when it’s the right fit, it can make a real difference.
Statute of Limitations on Tax Collection
The IRS has a 10-year window to collect most tax debts. If that period is close to expiring, you may be able to wait out the collection period without needing to pay.
We’ve helped Alabama taxpayers identify when this IRS tax debt settlement strategy applies, and stopped collection efforts just months before the IRS would have had to walk away from the debt anyway.
Innocent Spouse Relief
If your current or former spouse caused the tax issue, whether by underreporting income, hiding assets, or failing to pay, you may not be liable.
We regularly file Innocent Spouse and Equitable Relief petitions for Alabama clients who were unaware of tax mistakes made in a joint return. If approved, the IRS wipes your name off the debt and directs all collection activity at the responsible party.
Why Alabama Clients Trust Defense Tax Partners
Most people searching for an “IRS tax settlement attorney near me” have the same concerns. They’ve seen ads promising to “erase your tax debt,” but they don’t know who to trust or what’s real.
Here’s what makes our firm different.
Experienced Tax Settlement Attorneys, Not Salespeople
When you call Defense Tax Partners, you don’t get handed off to a call center. You speak with a licensed professional. Our IRS tax settlement attorneys review your case, explain your options in plain English, and walk you through every step.
We’ve handled thousands of tax settlement cases nationwide and across Alabama. From Mobile to Huntsville, we’ve helped people stop wage garnishments, settle IRS debts for less, and regain control of their finances.
Local Focus with National Resources
You need someone who understands Alabama tax settlement issues, but also knows how the IRS works at a national level. Our firm combines both.
We stay updated on changing IRS settlement guidelines and monitor how those policies apply to real cases. That insight allows us to get real results faster.
Whether you’re in Birmingham, Montgomery, or a rural part of the state, we work with clients remotely or in person to get their tax problems resolved.
Transparent Fees and No-Pressure Consultations
Some law firms push aggressive retainers before reviewing your case. We don’t do that. You’ll always know your cost upfront, with no pressure to sign anything before you’re ready.
Many of our Alabama clients start with a free consultation to see what they qualify for. If it turns out you don’t need a lawyer, or if your case is better suited to a different solution, we’ll tell you that too.
Full-Service Help Beyond Settlements
Settling tax debt is only one part of the picture. Our tax settlement lawyers can also help with related tax problems that often come up before or after the IRS gets involved.
Here are other services we provide:
If you’re dealing with multiple IRS letters, penalties, or frozen assets, we can help you handle all of them at once.
Talk to an Alabama Tax Settlement Attorney Today!
If you’re facing wage garnishment, frozen accounts, or rising penalties, the longer you wait, the harder it gets. There are legal ways to settle your tax debt, and we can help you use them.
Our Alabama tax settlement attorneys work with people just like you every day. Whether you owe back taxes, missed a filing deadline, or received a collection notice, we’ll fight to protect your income and negotiate directly with the IRS.
Call Defense Tax Partners at (205) 883-8790 for your Free Consultation with an Alabama IRS Tax Settlement lawyer!
IRS Tax Settlement FAQs
What is a tax settlement?
A tax settlement is a formal agreement with the IRS to resolve your tax debt for less than the full amount owed. Depending on your income, assets, and financial situation, you may qualify to reduce or pause collection through programs like Offer in Compromise, installment agreements, or Currently Not Collectible status. Our Alabama tax settlement attorneys can help you figure out which option fits your case.
How to get a tax settlement?
Start by speaking with a tax settlement attorney who knows IRS programs and how to apply them to your situation. We’ll review your records, assess your eligibility, and recommend the best solution, whether it’s an IRS tax debt settlement, partial payment plan, or another option.
How do you negotiate a tax settlement with the IRS?
To negotiate a tax settlement with the IRS, you need to file specific forms, submit financial documentation, and make a case for why you can’t pay the full amount. We handle the whole process on your behalf, from paperwork to direct communication with the IRS, to increase your chances of getting approved.
How much do tax settlement lawyers usually charge?
Fees for tax settlement lawyers vary based on how complex your case is. Simple installment agreements may cost less, while Offer in Compromise cases often require more legal work and IRS negotiations. At Defense Tax Partners, we provide transparent pricing upfront with no hidden fees or surprise bills.
Is a tax settlement better than bankruptcy?
In some cases, a tax debt settlement through the IRS is faster, cheaper, and less damaging to your credit than bankruptcy. But if you have multiple debts and limited income, filing Chapter 7 or Chapter 13 may provide broader relief. Our IRS tax settlement attorneys can help you compare both options and choose what makes the most financial sense.